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Loan Payment Calculator Use this calculator to generate an amortization schedule for your current mortgage. Quickly see how much interest you will pay, and your principal balances. Determine the impact of any principal prepayments. Press the "View Report" button for a full yearly or monthly amortization schedule. Graph of year vs. principal balance dynamically changes as you change values.

Mortgage Qualifier This calculator steps you through the process of finding out how much you can borrow. Fill in the entry fields and click on the "View Report" button to see a complete amortization schedule of your mortgage payments. Calculations may be based on annual income, purchase price, or total monthly payment.

Housing and Debt-to-Income Ratio Calculations: One of the many things a lender considers during the loan approval process is your debt to income ratio. It's a simple way of showing what percentage of your income is available for a mortgage payment after all other obligations are met.

Effective Tax Rate Calculator: The Effective Tax Rate is the calculated annual interest rate that you would pay if you deducted qualifying interest charges from your taxes. Also, try out the Tax Savings Worksheet.

Debt Consolidation Worksheet Use this worksheet to calculate your savings based on consolidating and paying off your total debts within a specified time and annual percentage rate. View your potential monthly and annual savings, your current monthly payment before consolidation and your estimated monthly payment after consolidation.

 
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CB Financial Services
3406 Hall Lane, Lafayette, CA 94549
925-284-0800 email: info@cbfinancial.com
CA Dept. of Real Estate License #01190831
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